Guides
Guides that answer the real questions
New guides every week — researched, written for Australian businesses, and honest about what lenders look at.
Choosing financeCash flowCostsProperty lendingApplyingOwnershipTax
Cash flow lending or property lending: which model fits your company?
Cash flow lenders back your trading; secured lenders back your property. How each model works, what it costs in time and risk, and how to choose.
25 October 2026
Funding a big contract before the first payment arrives
How to fund materials, wages and subcontractors on a big new contract before the client pays: mapping the gap, choosing the facility and protecting your margin.
25 October 2026
The total cost of a business loan: how to compare offers fairly
How to compare the real cost of a business loan: fees, interest, term, repayment frequency, early payout and the costs that appear when plans change.
25 October 2026
Second mortgage or caveat loan: which one should your company use?
Second mortgage or caveat loan? How each works, how fast they settle, what they cost in time and risk, and a simple way to decide which suits you.
25 October 2026
What a credit assessor sees first when your application lands
An inside look at how a business loan assessor reads a new application in the first few minutes, the red flags that stall a file and how to present yours.
25 October 2026
Buying out a business partner: how to fund the exit
How to fund buying out a business partner: agreeing a value, choosing who buys, structuring payments and the paperwork that protects everyone.
25 October 2026
Preparing your company for finance in 30 days
A four-week plan to prepare your company for a business loan: tidy the accounts, lodge what's overdue, clean up your credit file and build a clear story.
25 October 2026
Tax time cash crunch: planning for BAS, PAYG and the year-end bill
How to plan for BAS, PAYG withholding and company tax: forecasting, setting cash aside, ATO payment plans and when a business loan makes sense.
25 October 2026See what your business could qualify for
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